Best Online Baccarat Sites

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Each round has three possible outcomes. You may bet on a tie, the player’s hand, or the banker’s one. Importantly, the term ‘banker’ does not mean the house — it merely describes the second side in the game. Before the game begins, you have to make your bet. 

The player and the banker get 2 cards each. The first card pulled out of the shoe is placed face up in the player’s box, while the second one goes into the banker’s box, followed by another card for the player and another one for the banker. 

After the cards have been dealt (two for each side), the totals are announced. Importantly, if the total is 10 or higher, the value of the hand is the second digit only. If the total is 8 or 9, while the other hand is lower, this is a ‘natural win’. The game is finalized, and the bets are cashed out. 

If the game continues, the player is the first to draw a third card. The banker gets their card based on the rules, and the total is calculated. The hand closest to 9 wins. Learn about the scenarios for the third card below.

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All face cards and 10s are not worth anything. Other cards are added up based on face value (the ace is worth 1). For any sum over 10, the total is the second digit. For instance, if the player has a 7 and an 8, the hand is worth 5 points.

An 8 or 9 constitutes a natural win. If neither of the hands wins immediately, third cards are drawn. This is based on a set of clear rules. There is no need for you to memorize them. 

If the initial total is 6 or 7 the player stands. The extra card is drawn for a sum between 0 and 5. The banker is the second to draw a third card. Whether or not this happens depends on the player’s third card. 

The Banker draws if their first two cards give 0-2 in total and unless the Player has a natural win. If the Banker has 3, they draw if the Player has 0-7 or 9. The other scenarios are:

• 4 for the Banker and 2-7 for the Player;
• 5 for the Banker and 4-7 for the Player;
• 6  for the Banker and 6 – 7 for the Player.

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As you can see, this is not a game of skill — baccarat is all about guessing the outcome. The key is to place the right bet before the cards are dealt. There are three possibilities: a banker’s hand, a player’s hand, or a tie. Here is how the payouts compare:

• Winning banker’s hand: 1:1 (minus the commission)
• Winning player’s hand: 1:1
• Tie: 8:1

One of the most popular systems is the Martingale System, which dates back to the 18th century. The premise is that one of the hands will always win at some point. The key is to double down on the next bet on the same hand if your last one failed. If you lose again, rinse and repeat until you win. 

For example, suppose you wagered $10 and lost. The next step is to wager $20 on the same hand. If you lose, raise the amount to $40. When you finally win, collect the winnings and roll the bet back to its original size ($10). This system allows you to always win the biggest bet in the cycle. In our example, the third round returns $80 (including the wager), while the two preceding bets total $30.